I use fidelity. It’s free no account minimum. No fees. Atm rebates all over the world. But the fidelity do have a 1% foreign transaction fee. Which is not bad at all. Expeckslly when u saying money on all atm rebate. Second sofi money has rolled out the same card. With no fees atm rebates. And no foreign transaction fee.
Alex McCaffrey I’ve never used Google Pay, but for Apple Pay the limit has long been removed. There was a brief period (until early 2017) when it was capped the same as contactless, but most machines have since been updated to accept it for any value (I’ve made plenty of Apple Pay purchases well over £30 and haven’t encountered a limit for years)